Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.