A lifetime of Experience: For the past three decades I have trained and educated financial advisers to prepare their clients for retirement. I look at life a little differently. After losing my mother to Cancer at age 56 and my father suffering a debilitating stroke at age 73, I understand that retirement dreams do not always stick to the plan.
Our Journey together: A common theme with our clients is wanting to create a roadmap to help guide life’s "Second Half". As your personal Chief Financial Officer, this is an integral part of the True Wealth process. We strive to help you design the structure of your financial life, from Wealth Management, Tax Planning, Estate Planning, Risk Management, Cash Management and Philanthropy needs. It is the personal service during this journey together that can build confidence with your finances, so you can pursue your own True Wealth.
Professional Licenses: Lloyd holds his Series 7, 26, 63 and 65 securities registrations with Osaic Wealth, as well as Life/Health/Long-Term Care Insurance licenses. He’s currently registered in AZ, CA, CO, FL, ID, KS, MA, MI, MN, NC, NJ, NM, NV, NY, OH, OR, RI, TX, UT, WA, WV, WY
Lloyd E. Sprague MBA
Financial Advisor
E-Mail: Lloyd@teamtruewealth.com
Mobile: (303) 881-5813
True Wealth Advisors Inc.
5299 DTC Blvd, Suite 1350
Greenwood Village, CO 80111
The FIVE STAR Wealth Manager list, created by Five Star Professional (FSP), was issued on May 1, 2026 for the time period September 10, 2025 through March 3, 2026. 179 of 3,044 Wealth Managers in the Denver area in 2026 were named 2026 Five Star Wealth Managers. Award candidates are identified by one of three sources; firm nomination, peer nomination or pre-qualification. Wealth managers were evaluated across ten criteria: (a) Credentialed as an investment advisory representative or a registered investment advisor; (b) Actively employed as a credentialed professional in the financial services industry for a minimum of five years; (c) Favorable regulatory and complaint history review; (d) Fulfilled their firm review based on internal firm standards; (e) Accepting new clients; (f) One-year client retention rate; (g) Five-year client retention rate; (h) non-institutional discretionary and/or non-discretionary client assets administered; (i) Number of client households served. (j) Educational and professional designations. Favorable and unfavorable evaluations are included in the score. Each wealth manager is reviewed for regulatory actions, civil judicial actions, and customer complaints. A favorable regulatory and complaint history is defined by Five Star Professional to mean that the wealth manager has not: *Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; *Had more than a total of three settled or pending customer complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or through FSP’s consumer complaint process; *Individually contributed to a financial settlement of a customer complaint; *Filed for personal bankruptcy within the past 11 years; *Been terminated from a financial services firm within the past 11 years; *Been convicted of a felony. Five Star Wealth Managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers, however a fee may be paid for marketing materials. Scores reflect an average of all respondents and are not representative of any one client's evaluation. The Five Star award is not indicative of the wealth managers’ future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. Working with a FIVE STAR Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or the magazine. Five Star Professional is not an advisory firm. For more information on the Five Star award and the research/selection methodology, go to: fivestarprofessional.com.